
WHAT IS A CREDIT SCORE? - WHY IS IT IMPORTANT?
Credit scoring came into wide use in the 1980s. Your Credit Score affects you every day. Your Credit Score ranks your credit risk in many financial markets. Your HOME, APARTMENT, AUTO, RENTAL/LEASES, EMPLOYMENT AND INSURANCE RATES are being affected by your Credit Score at this moment. "Credit scoring is a system creditors use to help determine whether to give you credit," says the Federal Trade Commission.
When you know your Credit Score you can more carefully consider any loan terms, down payment, rates. Do you know you can shop for better lenders and more favorable terms? All credit terms including your loan interest rate, down payment and other terms can be most favorable to you based on your CORRECTED AND UPDATED Credit Score.
CREDIT REPORT MISTAKES mean lower Credit Scores. Some sources state 80% of credit reports contain errors. Other suggest 30% are erroneous. EQUIFAX, EXPERIAN AND TRANSUNION argue the error rate is less than 1%. Whatever. Population percentages do not describe you. Correct errors on your credit report will ensure accurate data is being read by the credit score system. Only you can define your unique credit situation and GET THE CREDIT SCORE YOU DESERVE.
CORRECTING ERRORS on your credit report assures that you get the CREDIT SCORE YOU DESERVE, that you may qualify for more credit and that the terms of your credit will be most favorable to you.
You as a consumer, have the right to seek assistance with this process. We understand the system and can save you time and money. Our service handles all the work for you and ensure your credit reports are free of mistakes, false negatives, identity theft and inaccuracies which will lead to higher credit scores and better borrowing opportunities.
When you work with Gradian Credit Repair we will evaluate your credit reports and develop a plan catered to your needs
Credit scoring came into wide use in the 1980s. Your Credit Score affects you every day. Your Credit Score ranks your credit risk in many financial markets. Your HOME, APARTMENT, AUTO, RENTAL/LEASES, EMPLOYMENT AND INSURANCE RATES are being affected by your Credit Score at this moment. "Credit scoring is a system creditors use to help determine whether to give you credit," says the Federal Trade Commission.
When you know your Credit Score you can more carefully consider any loan terms, down payment, rates. Do you know you can shop for better lenders and more favorable terms? All credit terms including your loan interest rate, down payment and other terms can be most favorable to you based on your CORRECTED AND UPDATED Credit Score.
CREDIT REPORT MISTAKES mean lower Credit Scores. Some sources state 80% of credit reports contain errors. Other suggest 30% are erroneous. EQUIFAX, EXPERIAN AND TRANSUNION argue the error rate is less than 1%. Whatever. Population percentages do not describe you. Correct errors on your credit report will ensure accurate data is being read by the credit score system. Only you can define your unique credit situation and GET THE CREDIT SCORE YOU DESERVE.
CORRECTING ERRORS on your credit report assures that you get the CREDIT SCORE YOU DESERVE, that you may qualify for more credit and that the terms of your credit will be most favorable to you.
You as a consumer, have the right to seek assistance with this process. We understand the system and can save you time and money. Our service handles all the work for you and ensure your credit reports are free of mistakes, false negatives, identity theft and inaccuracies which will lead to higher credit scores and better borrowing opportunities.
When you work with Gradian Credit Repair we will evaluate your credit reports and develop a plan catered to your needs