There’s no denying that we are a society that’s addicted to instant gratification and we suffer from lack of focus. When people talk about credit restoration, it’s often with the pretense that it’s got to happen quick and they want minimal involvement. To RESTORE your credit, you’re going to have to do 2 things, first, lose the instant gratification mindset, and secondly, take a focused, hands-on approach. This will help create short term and long-term results.
Restoring your credit should not be looked at as a FAST or ONE-TIME event.
Now this doesn’t mean that you can’t restore your credit quickly, that will depend on the condition of the credit at the start of the credit restoration process. As well there will be times in the future where you will need to tweak somethings to improve your credit score. Perhaps your preparing for a purchase of a new home or car. So, you must approach your credit from a long-term perspective, your credit and credit score is going to be with you for the rest of your life and is changing all the time.
Your credit score has played a role in everything you’ve done in life till this point and will continue to play a role in your life. Everything from housing, to transportation, getting a job, cell phones, how much you pay for utilities and insurances, not to mention other missed opportunities. It will determine what you can or cannot do today and in the future! It is one of the most important pieces of your financial picture. It must be a made priority.
Think of your credit like would your child. What would happen if you left your child unattended and never checked on them. What if you never feed them? What if you never taught them anything? That probably wouldn’t turn out well. Unfortunately, that’s exactly how a lot of people treat their credit, for years!
Your credit is no different than a child. You must attend it, feed it, learn about it, keep an eye on it! If you do that, you will most likely have GREAT credit and credit score! The good news is, regardless of what your current credit situation is, you can start to change it today!
If you want a GREAT credit score then EDUCATE yourself about how credit works and how to best take care of it for the future use. Your credit score is your child. It needs your attention to be the best it can be. When that happens, the pay-off will be HUGE!