Do you have a bad credit? If you do, this might be the right time to consult a credit repair counselor, with Guardian Credit Repair in Portland Oregon, regarding your bad credit. A credit repair counselor is an expert in handling credit repair; they may be the one to help you have a better understanding of your credit report and assist you in finding out your credit score. And as your counselor, they may also point out the areas that you may want to focus on to help you have a better credit rating.
Because of the growing complexity of your credit scores, many people have sought the help of credit repair counselors and other professionals to assist them as they face their debts. In America, more than 90 million have at least a 20 thousand in debt, that is not even including their mortgages. A great portion of this can be attributed to improper credit card usage. In future blogs we will talk about credit utilization.
A professional credit repair counselor will work hand in hand with your creditors to lend a hand to you as you perform your obligation. At Guardian Credit Repair we can arrange for a debt consolidation loan from a debt management company so that you may pay your debts easier. Guardian Credit Repair will work for your favor so that you can get better and lower interest rates, and we will work hard to lessen the amount that you are paying off as of the moment. It would be their tough job to form a bond with your creditors so that you may get better terms for payment.
You have to visit your counselor monthly so that you may discuss with him all matters relating to your finances. And, even after you have paid your debts, your counselor will stay with you to put your finances in order. Your counselor will continuously guide you to the right path in managing your finances. At Guardian Credit Repair we offer 13 different products to help in your finances it is called the Financial Education Services Protection Plan and it is only $87 per month
We want to make sure that you stay out of incurring problems, which you may not be able to handle. Guardian Credit will make a financial plan with you, and it will involve inquiring into your finances, taking into consideration your resources, and finally a budget is made to be followed from then on.
As you decide to work with a counselor, you should be certain that you have made a careful research before you sign any contracts presented to you. You may want to visit the Chamber of Commerce just to check the reputation of the debt counselor that you are eyeing to work with. Guardian Credit Repair works with Financial Education Service they have been in business for over 12 years and are certified with the Better Business Bureau with an A+ rating.
Be sure to choose the right and the best credit counselor for you. One with good references will help you evaluate the ability of the counselor and his power to help you with your credit repair. The good ones will inform you professionally of their fees, and he will put into writing all of your transactions with him. Right away, they will give you an idea of what to expect from their work and all other details that concern their services.